Uggh

[Lady Pi Phi]

I got myself 2 credit cards. They are evil!

Anyway, they were in my name and they were really easy to get. They don't credit checks or employer checks.

Then they wonder why students have trouble paying them off.

[alikat2]

I find this thread very interesting, since I've been called spoiled more times than I can count. I don't think of myself as spoiled, just fortunate. When I was in college, my parents and I had a system wherein they covered the cost of all my necessities, like rent. They also paid a large chunk of my tuition. What they didn't pay was covered by scholarships, money from my grandmother and some student loans. My dad always said he didn't want me to be overwhelmed with paying back loans after I graduated so that's why he did everything he could.

Now, I am a shopaholic, and my parents know that--they've never once paid for any of my credit card bills and impulse purchases. Nor have they ever bankrolled my nights out with friends. That was always my responsibility, and I got "play money" from part-time jobs and internships I held through college.

I drove my dad's old car when I was in college that was already paid off. After graduating, my parents helped me buy my dream car (a 2003 New Beetle) by paying the down payment. But I make the car payments and the insurance payments.

I'm pretty much totally on my own now as far as rent and everything goes, though they do still pay for my groceries and cell phone--sometimes car maintenance appointments and recently, my eye appointment. I know it looks kind of bad since I'm almost 24 and have a full-time job, but I get paid very poorly. If people want to judge me for that they can kiss my "spoiled" ass.