With whom do you bank? - Page 2

Gina1201 · #16 12-14-2003, 06:29 PM

I bank at HSBC Bank and with the Syracuse Federal Employees CU. Both are been fine for me with minimal fees.

GeekyPenguin · #17 12-14-2003, 06:37 PM

Quote:

Originally posted by Ideal08
I banked with them before I moved to DC.

Freakin' a, does this mean there is no USBank in DC? That means I need ANOTHER bank account for next summer.

Prissfit1908 · #18 12-14-2003, 11:27 PM

I have accounts with National City and I cannot STAND them! The only reason I bank with them is because they have an ATM on every corner and I prefer to bank that way. I only go inside the bank if I absotively-posilutely

have to!

I had a problem about a month ago when I was going to purchase something via the Internet. I decided NOT to purchase it. Well, I was charged any dayum way! But my checking was not hit for $39.95 just once It wasn't hit twice. Why was I charged $39.95 fifteen times!

Needless to say, I lost my mind and acted a natural born fool! The bank told me that since the charges had not actually cleared yet, I couldn't contest them nor could they do anything about it. My issue was if they hadn't cleared, why the F*** is that money missing from my account? They said the charges had not officially posted yet and there was nothing I could do until they did

Talk about an angry black woman! AND it was over Thanksgiving weekend. Guess who didn't get to do crap but look sad on the biggest shopping day of the year? No Wal-Mart for me!

nikki1920 · #19 12-15-2003, 12:06 AM

I'd be a mad sista too!! LOL

Whist in college, I banked with FirstUnion & NationsBank. At home I banked with Chevy Chase. I am now banking with USAA Bank (for military families and their dependents). The only drawback with them is that there is no where I can go to make a physical deposit. I need to mail in my deposits, which sucks.

I am looking at going back to Bank of America. I'd like to learn more about CDs and savings accounts and such..

Honeykiss1974 · #20 12-15-2003, 01:54 AM

Bank of America since they are EVERYWHERE and both my checking and savings accounts are free with direct deposit.

jharb · #21 12-15-2003, 02:02 AM

I bank with Fifth Third and if you're in Michigan, Ohio and Indiana it's wonderful!

I have the totally free checking and haven't had any problems with them. I used to be with a local bank in Cincinnati and they drove me batty with little fees and such.

Professor · #22 12-15-2003, 09:40 AM

Bank of America

kiml122 · #23 12-15-2003, 10:33 AM

I use to bank with IGA Federal Credit Union. I started with them while I was in high school. I now bank with Commerce Bank since 2002 because the credit union because a savings and loan, and all the perks that came with being with a credit union were gone.

Exquisite5 · #24 12-15-2003, 05:22 PM

I bank at BOA.
#1 The ATMs are EVERYWHERE and
#2 My mom in Texas can deposit money in to my account that I can get while at school in D.C.

Intense1920 · #25 12-15-2003, 05:26 PM

I used to bank with Bank of America. Now I'm with Heritage Trust FCU, a credit union from back home.

tnxbutterfly · #26 12-15-2003, 06:36 PM

I have a question for anybody that has a Visa Check Card.

Does your financial institution charge you a fee everytime you use your check card as a debit card? It seems that my credit Union charges me .10 everytime I use my debit card as a debit card. Their reasoning is that since Visa is charging them more to process the transactions, they have to offset the fee by charging us

So I'm wondering if your bank has a similar policy/practice?

treblk · #27 12-15-2003, 06:52 PM

I too bank with BOF and I love em!! But when I was in CA, BOF was the bank-of-hold-yo'-money-till-yo'-check's-bounce-America.
I swear, everymonth, BOF was messin' up a sista's account.
When I moved to DC was all happy to be away from BOF and went to Nations Bank..but load and behold, they merge with BOF and I have not had one problem with them.
I have everything with them, checking, saving(s), IRA, Mortgage

do i need to do an ad:roll

smiley21 · #28 12-15-2003, 07:21 PM

my bank is Compass Bank. i like them very much. they dont charge when i used my visa check card as a debit. that sounds ridiculous to me

tnxbutterfly · #29 12-15-2003, 08:15 PM

Quote:

Originally posted by smiley21
my bank is Compass Bank. i like them very much. they dont charge when i used my visa check card as a debit. that sounds ridiculous to me

We have Compass Bank here to. I wonder if they are apart of Chexsystems? I need to get a new bank ASAP.

1browngirl · #30 12-15-2003, 10:21 PM

I currently bank with Wachovia. I have an express checking acct with them that charges no fees if I don't have a minimun bal, i can write all the checks I want, and there's no monthly fee. The only thing is that I have to do everything electronically I have to either use direct deposit or use the ATM to make payroll deposits and if I go inside too many times in a month for teller assistance there's a charge for that too. Needless to say, I use the ATM and direct deposit for everything.

I also bank w/ Greater Piedmont Credit Union in Durham. They don't have any offices except in Durham, I don't have an ATM card and that's good because if I did my savings account would never have any money in it.