Cash or Card

[AKAtude]

Originally posted by CrucialCrimson
I find check cards tacky - it's like you want the convenience of a credit card without having real credit.

What's tacky about a check card? It is possible to have a check card and credit cards. I do. However, I use my my check card a heck of a lot more. It's just more convient than writing a check. Afterall, the money is coming from the same place. The only time I write checks these days is for paying bills.

[Poplife]

Originally posted by AKAtude


What's tacky about a check card? It is possible to have a check card and credit cards. I do. However, I use my my check card a heck of a lot more. It's just more convient than writing a check. Afterall, the money is coming from the same place. The only time I write checks these days is for paying bills.

I was thinking the same thing. In fact, I used my debit card yesterday on the train. It was only $10. Why pay a $2.00 ATM fee when all you want is a $10 train card? Like AKAtude, I have a debit and credit card. My poor debot card has been swiped so much you can't read half the numbers....*lol*

I rarely write checks anymore, either. I pay my cell phone and credit card bill online most of the time.

[Poplife]

Originally posted by PrettyPetite
Who cares what the world thinks.

I wouldn't be embarrassed. I have no time to sit and worry about what "The Joneses" think about me because I don't do things the same way that they do.

Well, even though some don't like to admit it, what the world thinks can be very important. Lots of our men are in jail based on what people think them to be, not for what they are. We get job offers/rejections, school acceptances, and even mates based on what people think. Image is important. Just looks at the numerous "Greek Publicity/Stereotypes/Image" talks on this website.

I am aware of the idea of "The Jones's," but this not quite the same. Shoot, if anyone here says and does exactly what she feels without much regard it's me. Anyone who truly knows my mind (or my posts for that matter) knows that.

I just see it as a sign that the social gap between blacks is truly getting bigger. I have often heard people talk about it but as I get out into the world more, I'm really starting to see it. It's not about keeping up with your neighbor, rather it is gaining more social graces, which can make or break you at certain times.

I like to sit in Vuitton after work and talk to the employees (since it's next door to my job) and I often observe some of our people shopping. It's just amazing how we, as a people, tend to perceive the world and how that perception affects us as a whole. And it's strange how I can observe much of that without leaving my work complex. I could give you a million instances from my retail days but I digress.

[PinkNGreen]

I think the man had a right to pay for it in the manner that he saw fit. However, there is an unspoken protocol in most situations, including retail. Most people generally don't pay for large ticket items in cash. When I worked summer jobs in retail, we were always told to be especially suspicious of counterfeit bills if people paid more than $500 in cash.

Personally, I don't like to carry a lot of cash with me period. I'm proned to spend more and less likely to keep track of it. Moreover, I'm afraid of losing it. However, like others have said I swear by my debit card. It's so convenient , I also use credit cards and pay them off monthly. I usually only use cash for small purchases, under $50.

[Six_Three_Sigma]

If that person had that type of cream to pay for his item, there is nothing wrong with that. I don't know the specifics of his situation, but he could have went to the bank and got money out for that specific purpose (of course he could have also gotten a cashier's check). It is also possible that he did not have a single credit card to his name (highly unlikely in this day).

Or he could be like a man that I know who is old school to the max. This man has never had a credit card. He only pays for stuff in cash. He does not write checks or anything like that. He's a cash and carry operator.

It sounds like this person is a cash and carry operator also.

Six_Three_Sigma

[jojapeach]

Originally posted by Poplife


I was thinking the same thing. In fact, I used my debit card yesterday on the train. It was only $10. Why pay a $2.00 ATM fee when all you want is a $10 train card? Like AKAtude, I have a debit and credit card. My poor debot card has been swiped so much you can't read half the numbers....*lol*

I rarely write checks anymore, either. I pay my cell phone and credit card bill online most of the time.

You betta believe I am the queen of swiping a debit card, no matter what the situation. Maybe I'm just a little paranoid, but I would cry if I lost even $50. That's my hard earned cash that cannot be traced anywhere! I use my debit card at the gas pump (pump and pay is the best thing since sliced bread!), to buy coffee, at Rich's, and even to pay my cell phone bill over the phone! I love whipping out my bank register to record the transaction, and I can call the bank's automated line to keep track of my money. Don'tcha love technology?

I write checks for tithes and offerings, bills, and documentation of repaying borrowed money from a friend. You will not find me on Judge Mathis one day arguing over a loan repaid in cash!

At any rate, large amounts of cash aren't tacky if that's just your way. Now, it does look like you're trying to validate yourself if you whip out 6 $100 bills just to pay a $21.34 total at Kroger.

Be blessed!

jojapeach

[AKAtude]

Originally posted by jojapeach
You betta believe I am the queen of swiping a debit card, no matter what the situation. Maybe I'm just a little paranoid, but I would cry if I lost even $50. That's my hard earned cash that cannot be traced anywhere! I use my debit card at the gas pump (pump and pay is the best thing since sliced bread!), to buy coffee, at Rich's, and even to pay my cell phone bill over the phone! I love whipping out my bank register to record the transaction, and I can call the bank's automated line to keep track of my money. Don'tcha love technology?

jojapeach

That's the truth!

[Special1920]

I can't imagine why this would bother anyone how this man paid for his item. The cash was not counterfiet, now that would be embarrassing. I think we spend far too much time worrying about others.

[Poplife]

Originally posted by Special1920
I think we spend far too much time worrying about others.

On the contrary, we don't worry enough. That's why Blacks in America are in their present sate. We are so focused on ourselves as individuals we don't think about how we as a people are doing.

[exquizit]

Originally posted by Poplife



On the contrary, we don't worry enough. That's why Blacks in America are in their present sate. We are so focused on ourselves as individuals we don't think about how we as a people are doing.

But should we or YOU really care about how the man was paying for his purchase? At first the whole thing came off kinda snobbish but then I said "no, Pop can't be like that" but if this man special ordered something and paid for it in cash , more power to him. IF I had that type of cash, no, I wouldn't walk around with it in my pocket, but that's me. If he chose to do it then he must have felt comfortable.

[Poplife]

Originally posted by exquizit
But should we or YOU really care about how the man was paying for his purchase? At first the whole thing came off kinda snobbish but then I said "no, Pop can't be like that" but if this man special ordered something and paid for it in cash , more power to him. IF I had that type of cash, no, I wouldn't walk around with it in my pocket, but that's me. If he chose to do it then he must have felt comfortable.

I care because whether you want to admit it or not, when one black person does something the rest following have to suffer. A black man in raggedy clothes pays $2,000 with rumpled bills which he pulled out of his coat pockets, pants pockets, and wallet. He looked like a damn drug dealer and I feel sorry for the black man who comes in after him.

I worked retail for a long time. I know how they operate. They probably called all the boutiques within a 50 mile radius warning them of a 'suspicious black male' who pays in cash. And believe me, even a classy place like Louis will do that. As nice as a sales person might be, they do NOT want us shopping in their stores. A friend of mine works security for Lord and Taylor and told me she has actually been instructed to watch all minorities, especially blacks. A Nordstrom in Virginia considered removing the entire Ralph Lauren collection because it 'attracted unsavory people' aka BLACKS! And the reason for all this BS is the few blacks who don't understand how tacky and ghetto some of their habits are.

Snobbish is really in the eye of the beholder. Some people would call me "polished and refined". Shoot, the AKA's and Delta's at my school are called snobby all the time. But others say that they have grace and dignity. It's the same with Jack and Jill, the Links, and the Boule.

As bad as this sounds, I think blacks just need one big lesson on basic social graces. We are so quick to get mad when someone says something like I did. Did you know that one of the biggest problem with inexperienced black business people is their social skills? They are smart, well-educated, and even well worded, but many of them don't know how to eat at a business luncheon, use polite humor to relax their potential benefactors, or PAY FOR THE MEAL. Did you know that some business men have been denied deals because the other men didn't like the way his WIFE acted (true story). Hilary Clinton was threatened with expulsion by her social club because she was loudly laughing and talking in a room designated for quite dining. And what's worse, she didn't see a reason to be quiet and didn't understand why she was being told to shut-up.

We get treated by the way we present ourselves. The issue is, many of us don't see anything wrong with doing things a certain way even if it's highly inappropriate.

Proverb from my mother: "If you're walking in the woods and see a baby bear don't laugh at its size, because where a there is a baby there is always a mother." In layman's term, do not dismiss small things because they seem harmless or meaningless. It might be a warning of a much bigger problem that can easily destroy you.

[exquizit]

Originally posted by Poplife



I care because whether you want to admit it or not, when one black person does something the rest following have to suffer. A black man in raggedy clothes pays $2,000 with rumpled bills which he pulled out of his coat pockets, pants pockets, and wallet. He looked like a damn drug dealer and I feel sorry for the black man who comes in after him.

Now you give us specifics.

Snobbish is really in the eye of the beholder. Some people would call me "polished and refined". Shoot, the AKA's and Delta's at my school are called snobby all the time. But others say that they have grace and dignity. It's the same with Jack and Jill, the Links, and the Boule.

I agree and my opinion still stands.

As you know retail is an interesting job with many unfair judgments of character. I agree with you on that point. But without the specifics of this guy and what the heck was going on I seriously wouldn't care.

[Poplife]

Originally posted by exquizit
But without the specifics of this guy and what the heck was going on I seriously wouldn't care.

That's just my point. We live in a superficial world. 9 times out of 10 people don't know specifics. We base everything on what we see. When a hideous guy with gold teeth tries to hit on you do you really take the time to get the specifics about his character or do you get up, leave, then laugh about it? We are often judged by how we appear and we should act and look accordingly when possible (sometimes you can't help certain things).

I really hope no one tries to dispute the last sentence in this post considering there have been numerous discussions about protocol when it comes to AKA and other organizations.

[exquizit]

With that being said, can we step off our soapbox that we often love to jump on?

[Ideal08]

Originally posted by Poplife
As bad as this sounds, I think blacks just need one big lesson on basic social graces. We are so quick to get mad when someone says something like I did. Did you know that one of the biggest problem with inexperienced black business people is their social skills? They are smart, well-educated, and even well worded, but many of them don't know how to eat at a business luncheon, use polite humor to relax their potential benefactors, or PAY FOR THE MEAL. Did you know that some business men have been denied deals because the other men didn't like the way his WIFE acted (true story). Hilary Clinton was threatened with expulsion by her social club because she was loudly laughing and talking in a room designated for quite dining. And what's worse, she didn't see a reason to be quiet and didn't understand why she was being told to shut-up.

We get treated by the way we present ourselves. The issue is, many of us don't see anything wrong with doing things a certain way even if it's highly inappropriate.

Ok, I have serious issues with this. Blacks need one big lesson on basic social graces as determined by WHOM? I have no desire to learn how to act, shuck, or jive for my White counterparts. Nor do I have the desire to carry checks or credit cards based on their PERCEPTIONS (based in racism) of Blacks carrying cash. THAT IS THEIR PROBLEM. So because white people will think that a Black man carrying cash is a drug dealer, he shouldn't carry cash? Gimme a break. Money is green, and it all spends. While I realize that this is a White man's world, I still have no desire to conform to how they THINK I should act at the dinner table and in the store. If I go into a store and get turned away based on the actions of the Black woman who went before me, that is not a store I want to spend my money in anyway. Who deems what is appropriate and what is not?

Threatened with expulsion from her SOCIAL CLUB???? Oh my goodness, keep your shirts on, Hilary might not be able to socialize anymore!!! Oh no, the TRAGEDY!!! Why would you want to hang around with people who will expel you from an organization because you laughed too loud in the dining area?? Yeah, those are exactly the people that I wish to rub elbows with.

When are we going to stop trying to conform and fit into their world. IT WASN'T MEANT FOR US! PERIOD! So why take a CLASS on social graces to fit into a world that wasn't meant for you? NEWSFLASH: It doesn't make a difference how poised you are, how classy you are, how articulate you are, how intelligent you are, you will STILL be judged by the color of your skin. So have fun in your social graces classes, I, for one, would not be in attendance.

All this because a man paid for his purchase in cash? You say tomato, I say tomato. You don't like it, you don't have to do it. However, don't press your issues of how we are perceived by society on everyone and say that we all need to take classes in social graces. Gimme a break.