Being in an organization can be VERY expensive. I always say to people that if you have issues raising the intake fees, consider waiting until you are in a better position so that you dont have to choose between dues and food. You will NOT like being broke in a frat!
I know the whole undergrad experience but we (NPHC) have enough dead weight (not saying that you would be because you sound like a very hardworking, ambitious person). There is always Alumni chapter if you want it for the right reasons.