In this thread we bitch about being broke - Page 6

tld221 · #1 11-12-2009, 01:09 AM

double posting, but its one of the few things i can afford

i wanted to get my neos a gift for their first Founders Day and Sigmaversary, but alas im broke. i too broke to have made something crafty, cause that requires a trip to Michaels. I realized i could just get them a card, but alas, cant even afford Hallmark.

Anyway, construction paper, oaktag and a pair of scissors later...

I hope they like them and not think its corny.

LucyKKG · #2 11-12-2009, 01:16 AM

^^ Those are cute! I love making cards, but I often worry they'll look like a 7-year-old made them. I love yours, though!

tld221 · #3 11-13-2009, 12:58 AM

the girls totally loved the cards!

on another note. EFF. i just got an eviction notice. or a pre-eviction notice, which essentially means "pay up or get out." the good thing is, i have the money. the bad thing is, all my other bills are past due. here's to hoping my lights stay on through the weekend.

nikki1920 · #4 11-13-2009, 01:57 PM

I hate those samn notices. I am seriously considering moving away from here, I hate having to struggle like this. And I make decent (supposedly) money.

I came home last tuesday to no lights, but I took care of it. I just gotta make it to Wednesday.

kish2 · #5 11-13-2009, 03:08 PM

Shut up and get to work. If you can't find a job then go back to school. There are plenty of jobs in healthcare and energy. When you go to the interview take off your FUBU gear, cut your braids and pull your pants up.

holla

lovespink88 · #6 11-13-2009, 06:21 PM

Quote:

Originally Posted by kish2

Shut up and get to work. If you can't find a job then go back to school. There are plenty of jobs in healthcare and energy. When you go to the interview take off your FUBU gear, cut your braids and pull your pants up.

holla

I'd just like to know...Wtf are you doing all day when you're on GC? Shouldn't YOU be working?

Kappamd · #7 11-13-2009, 07:16 PM

Quote:

Originally Posted by kish2

Shut up and get to work. If you can't find a job then go back to school. There are plenty of jobs in healthcare and energy. When you go to the interview take off your FUBU gear, cut your braids and pull your pants up.

holla

How much longer do we have to deal with this jackass?

knight_shadow · #8 11-13-2009, 07:17 PM

Quote:

Originally Posted by Kappamd

How much longer do we have to deal with this jackass?

He'll be banned soon.

But he's back as "Animal_House" now, so...yeah.

tld221 · #9 11-13-2009, 06:08 PM

i wonder how much money trolls make. they are always in business! then i wouldnt be broke.

knight_shadow · #10 11-13-2009, 06:08 PM

Quote:

Originally Posted by tld221

i wonder how much money trolls make. they are always in business! then i wouldnt be broke.

OK?!

AGDee · #11 11-13-2009, 08:55 PM

Man I wish someone had told me all the jobs and money were in health care.. I'd have gone that route for sure. Oh wait, I did. 13 years as an Occupational Therapist and now almost 10 years in IT for a health care system. No raises in two years, lost my retirement matching, lost two days off per year (lost 7 days in the last 9 years), paying more for benefits again, co-pays went up. In real dollars and counting benefits and vacation time, I make less now than I did the year I graduated. Why didn't I go into health care?? Oh yeah, I did.

AGDee · #12 11-15-2009, 01:25 PM

Quote:

Originally Posted by DrPhil

Great post.

No "recession advice" is 100%.

LOL @ madmax...that certainly applies to some. (It may apply to madmax, who could be a bonafied hoodlum on a public library computer in between saggy panted-corn rowed drug deals.)

Ironically, some of my co-workers were griping about the no raises again next year, etc. that same day. I told them "You don't work in health care for the money" and they tried to argue. The reality is, health care is STABLE, but only the doctors and highly trained people like radiologists and nurse anesthetists, PAs, etc. make a lot of money. Therapists, nurses aides, etc, have stable jobs, there is no doubt, but they don't get wealthy. They will be comfortable enough, but they won't get rich. Accountants, purchasing, etc. type folks, HR type folks, they make more money in other industries. In the almost 25 years I've worked in health care, there has never been more than a 2-3% cost of living raise and several years, there have been none. There are no profit sharing bonuses in good times, because we are non-profit. There are no merit raises. There are sometimes bonuses, but they used to be things like a turkey at Christmas, or a $100 Visa card. Health care benefits do tend to be a little better, but the costs are still going up. Many providers used to waive co-pays as a "professional courtesy" but that became illegal and is no longer done. We do get discounted co-pays for using our own health system, but that also means that our health information is available to our co-workers, who have legal access to it for research purposes, even without a signed consent.

This particular group of co-workers who constantly complain about low pay in comparison to those who do the same job for universities (namely, statisticians) are the highest paid people in our department. They all make at least $20K a year more than I do and they all have employed spouses who make even more than they make. It's so hard to sit and listen to them gripe and complain about their salaries all the time. They gripe when we get a $100 bonus because it is so small and I always offer to take theirs if they don't want it. It's really annoying. That particular day, as one was being especially vocal, I said "Then why don't you leave?" Come on, you are raising a family of 4 with 130% more money than I'm using to raise my family of 3, especially now that my kids' dad is unemployed and can't contribute anything. And, when I say something like "I really need to get a battery for my daughter's car but other things keep taking financial priority", they say stupid crap like "It's only like $100". Do you get it??? That's $100 that I don't have! And when I say that I'm missing the $87 a month in child support that I used to get from my ex, they act like I'm insane. "Only $87 a month?". I used to say that was two tanks of gas, but now I'm using the taco analogy... lol. I love the taco analogy.

ETA: And, I even feel guilty for complaining about being broke sometimes. I am very lucky to have a mortgage payment, a car payment, cell phone bills for the kids and I, digital cable with DVR, etc. We have luxuries that I can cut if I really get to the point where I have to. I'm choosing to ride it out until I get my tuition reimbursement for this term (again, lucky that I get that!), my tax refund, etc. My kids are going to have a much smaller Christmas than in other years, but you know what? They have so much already, we are truly blessed. I'm watching every penny right now, but things could be sooooooooooooo much worse.

DolphinChicaDDD · #13 11-16-2009, 02:16 PM

Right now, we have no stove. So we have to eat/take out. So we can't afford to buy a new stove because we are eating out. But if we bought a new stove, we couldn't afford to buy groceries. So we eat out. And because we eat out, we can't afford a new stove.

Its a vicious cycle! I can't wait until the beginning of the month so I can get paid again! We are seriously cooking everything on our one burner propane camping stove. Its getting to be a hassle.

tld221 · #14 11-16-2009, 03:46 PM

Quote:

Originally Posted by DolphinChicaDDD

Right now, we have no stove. So we have to eat/take out. So we can't afford to buy a new stove because we are eating out. But if we bought a new stove, we couldn't afford to buy groceries. So we eat out. And because we eat out, we can't afford a new stove.

Its a vicious cycle! I can't wait until the beginning of the month so I can get paid again! We are seriously cooking everything on our one burner propane camping stove. Its getting to be a hassle.

oh wow. (((hugz)))

my family went through this with a broken refrigerator when i was younger. had to cook and eat everything in the same night, or risk eating food that potentially has spoiled overnight. its funny because i have lower standards about "old" food because of this, ie. throwing out milk past the expiration, keeping bread/cheese longer, preserving meat, etc.

RaggedyAnn · #15 11-16-2009, 03:57 PM

Quote:

Originally Posted by DolphinChicaDDD

Right now, we have no stove. So we have to eat/take out. So we can't afford to buy a new stove because we are eating out. But if we bought a new stove, we couldn't afford to buy groceries. So we eat out. And because we eat out, we can't afford a new stove.

Its a vicious cycle! I can't wait until the beginning of the month so I can get paid again! We are seriously cooking everything on our one burner propane camping stove. Its getting to be a hassle.

I lived without a stove for 3 months when I first moved into an apartment years back. I used an electric grill and a microwave to cook everything. If you don't have one, maybe someone has one you can borrow?