Am I at a disadvantage?

[glm234]

By credit I will be a junior this year, however I changed majors and will be spending three more years at my university (pretty much starting from scratch like a freshman). I would like to rush in fall, but I have heard that anyone who is not a freshman (or even sophomore) has a difficult time being selected in the recruitment process. I am at a state university in the south with a very large and active greek life, and we have formal recruitment. I did attend recruitment last year, but dropped out prior to bid day because of my family's financial situation. This year it is far more secure, but I am worried that I will only have a marginal chance at getting into any house at all, and that "top" houses won't even consider me. What are your thoughts? How much does class year matter (even if it's not accurate because you're starting over)?

Thanks for any advice <3