Quote:
Originally Posted by ThetaPrincess24
I've never heard of that. The only catalog I've seen even at any of my bank's branches are for checks. Thankfully I have a great local bank that I've used since 1998 that has never given me a single problem or tried to get me to have certain accounts I dont need. They have ATM's & branches all over the city and a few of the smaller cities outside of Lexington here too. I have free checking with no minimum balance. I think I pay something small like $5-10 per year for unlimited debit card use. They dont send me junk in the mail asking me to take out a new credit card every other day either--like Chase, Capital One, & Bank of America.
|
I just remembered. It was called Shopper's Advantage. I can't remember all the details of how they would scam on folks, but if you're not careful, you could get yourself involved in things that are just plain aggravating. I feel you on your bank. That's why I stay with my bank because of all the other benefits they have.
Quote:
Originally Posted by PeppyGPhiB
I'm sorry, but you're crazy/stupid if you stay with a bank that charges you ANY transaction fee for using your debit card...at least in the U.S. My CU doesn't even charge me a transaction fee that high when I'm overseas!!!
|
No I'm not stupid. Crazy at times, but not stupid LOL. But I still like my bank because of the other benefits they have. They don't charge me the fee if I don't get cash back or if I use it as a credit. Basically, it's like using another ATM machine that's not connected to that bank. That's why they charge. I'm still not sure the difference with using it as a credit though. I'll have to ask that the next time I'm at my bank.
Linear Mode
