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No, you can't.
The one downside to USAA is they have *no* banking centers except in the city they're HQed in (San Antonio, I think.) They make up for it by reimbursing you for ALL the ATM fees & such you incur, but it can still be a hassle sometimes if you just want to deposit cash (say, if you have a side job waitressing, and can't direct deposit your tips.)
They are a GREAT company though and the customer service is fantastic.
PS - government workers also qualify, not just military.
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