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Oh Canada!
Insurance/risk management issues with having minors at a formal - sure. Same for the chapter members and all guests who are under 21 in the U.S.
Which is why many formals are held in Canada. The legal drinking age is 18 or 19 depending on the province/territory.
Province/Territory : Age of Majority
Alberta 18
British Columbia 19
Manitoba 18
New Brunswick 19
Newfoundland 18
Northwest Territories 19
Nova Scotia 19
Nunavut 19
Ontario 18
Prince Edward Island 18
Québec 18
Saskatchewan 18
Yukon 19
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