this is going to be a non-stop problem because birth and death rates will fluctate all the time. I don't care about social security personally, so I've learned to accept that, just like taxes, I won't see a penny somewhere down the road. All I care about now is providing for the elderly now and making sure money doesn't run out for them. Not fair that they should suffer because they are living older.
As for penalizing the early retirement benefits, that seems fair from my point of view. If you're collecting earlier, then you're digging into money too soon. Oh well, it's not up to me but I hope somebody makes a fair decision someday.
|