Quote:
Originally posted by ktsnake
It is always a problem when people start to look to the government to solve all of their problems. IMHO, if you didn't have insurance, you were an idiot and should be SOL.
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In addition to what Munchkin explained, depending on where you live in Florida (only addressing FL b/c that's where my experience lies), and what time of year you move/apply for insurance, it's very hard to get hurricane coverage. When my sister moved from one area in FL to another area last year (in July, of course!), they almost lost the house b/c they couldn't get their carrier to cover their since they were in hurricane season, and they moved to a "more exposed" area. They were finally able to get it, but it's just an example of why people might not have that coverage. Not b/c they didn't want the insurance or have the $$$ for it, but b/c sometimes insurance carriers can be a pain in the butt!
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