Quote:
Originally posted by cashmoney
Played sports since I was 6 yrs old....never had to show proof of insurance during medical physicals for Football, Basketball, Baseball or La Crosse. The doctor never required it. And when I say I dont have health insurance...thats not entirely accurate. I do, but the policy only covers when the bill is $5,000 or more. So basically thats like not having health insurace unless something really serious happens.
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I think that's called catastrophic insurance or major medical. The premiums are much lower than your standard health insurance, but the out of pocket expenses can be high. If you have a terrible illness or accident, you are covered. If you have a minor illness or injury, you pay for doctor visits, treatments, and medicine. $5,000 can add up quickly if you have an injury, accident, or illness and need to stay at the hospital and have surgery and expensive tests like a cat scan or MRI.
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