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I think the key to good Risk Management is imagining the worst case scenario in advance of conducting an activity. The worst case scenario in a blind folding activity in a car is that you could have an accident and someone who was blind folded might be more injured or delayed in getting out because they were blind folded. It doesn't matter whether the person is a great driver or not. Accidents are called such because they are unplanned.
Regarding this incident in particular... they definitely didn't practice good risk management, and to most NPCs, blind folding new members is considered hazing. James is right, there were two separate issues.
This is a good example of when insurance may cover you versus when they won't. If a group of sisters is sober, following all driving laws, and returning from an approved event using the manner of transportation that was approved, it's covered by insurance. If a group of sisters is drunk, hazing, driving like maniacs, has blind folded members in the car or are travelling in an unapproved manner, then they won't be covered.
Dee
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