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I think that business casual means that a man wears a jacket and tie, but not a suit.
My definitions for business:
White tie means white tie and tails, top hat is optional.
Black tie means a tuxedo.
Formal means a suit or a tuxedo.
Coat and tie means a suit or a coat and tie.
Semi-formal means a suit and tie or at least a jacket and tie.
Business casual is the same as coat and tie. You can always take off your blazer.
Casual means khakis, collared shirts, or a sweater. No jeans, t-shirts, sneakers
Informal means the same as casual.
I think that it is always better to overdress than underdress. I don't mean wear a tuxedo to a business casual event, but when in doubt, kick it up a notch.
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