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I would always put half my check in the bank, and only withdraw money for really important occasions. Also, I do not use my ATM card, so I have to go into the bank to withdraw money, and since its hard to get into the bank with thier limited hours I withdraw money rarely. Also, if you have a good amount of money saved up, I agree it would be smart to invest in a CD. I have one where I can withdraw half the money at any time if I need it, but because it is in the CD I haven't touched it. It kind of anal, but I hope this helps!
LITP,
Terri
Archon
Zeta Omega Chapter
U of M Dearborn
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