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Speaking from what my family members have told me about dues for NPHC and what I know of Alpha Phi's dues, they really aren't that different. Where it differs is at the alumnae level, and my alum dues for Alpha Phi are SIGNIFICANTLY lower than my sister's dues for her sorority.
And while I can't speak on this for certain, if you're an "unhoused" chapter, your dues might be lower than a chapter that has a house. The "sticker shock" involved with looking at NPC dues often comes from the inclusion of room & board. Many women in NPC sororities use financial aid payments to pay for housing, and in many cases, "living in" is cheaper than living in the dorms. And I can't speak for everyone in the NPC, but some organizations have a policy that what you pay up front is what you pay all year - there are no further "assessments" for t-shirts, parties, etc.
I agree with you though - if NPC organizations are really serious about diversity initiatives, then they have to do something to be more visible in minority communities.
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I chose the ivy leaf, 'cause nothing else would do...
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