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People that borrow money from you, but pay you back in installments. You borrowed fifty bucks from me, don't give me ten and say you'll pay me later.
Another thing that gets under my skin is when you get to the checker at the supermarket, and your food has been scanned, you decide you don't want it. Now the manager has to come from his office which usually somewhere deep in the store with a special key that you would think is the holy grail itself and type in a code to clear your purchases. All the while we have to wait.
Then it's the 411 operator who you tell you need two numbers but automatically connects you to your first call. Now you have to pay another dollar if you want that other phone number
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