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Kateee, I think you are wise to reevaluate your entire college career at this time. Maybe it would be best for you to take a break and resume when you are at 100%. It sounds like you are incurring a great deal of debt to pay for college, so you will need to obtain gainful employment upon graduation in order to repay that debt. With extremely low grades, the chances of getting a good job are significantly diminished. This could lead to severe financial woes that could follow you for much of your life. That could certainly exacerbate depression, as well as get you off on the wrong foot. You need to try to think ahead to what is best for you in the long run, not just the next couple of years. College should be the foundation for a better life, not the first step to financial ruin.
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Adding 's does not make a word, not even an acronym, plural
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