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I think that without a public option, the whole thing is useless. I will still have no choice. In my perfect world, health insurance being provided by an employer would be completely eliminated. They don't cover my car insurance, life insurance or home owners insurance. I don't want them handling my health insurance either. I would like an opportunity to opt out of my insane HMO and get some real insurance where I can have the doctors of my choosing. Right now, if we are covered by a spouse, we can opt out and we get $500. They PAY around $11K for each employee. I want to be able to opt out and get that whole amount from them to buy my own insurance. This bill is not "reform".
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