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Just for the sake of clarity, it appears to me that the suit is against the two members and the chapter, not the fraternity
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That's why I said
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Obviously, the entire active chapter was not a party to the harm, neither was the alumni base or the advisory members. So, why should they be a party to the suit other than in an attempt for the plaintiff to try to extract the greatest monetary judgement, and the fraternity has deeper pockets than the parents.
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Who will be called in to give depositions? The president of the chapter? Other officers? The
voluntary chapter alumni advisors? Who will pay for the legal fees for all those people? If it is them, individually, then that is patently unfair, and just plain sux.
And, ultimately, if the chapter's "powers that be" decide to settle because it is just too damned expensive to fight a lawsuit, who will pay the judgement? Since this chapter is part of a national fraternity, I'm assuming that the liability insurance or umbrella policy is bought through their national headquarters, so regardless of whether the "national fraternity" is named, the payout will come from monies paid by the chapter to nationals for whatever insurance fund they have. This will cause the insurance rates for every chapter of this organization to be raised (possibly, depending on their carrier), thus, all are affected.
I may be totally wrong, and each individual chapter buys their own policies, but somehow I doubt that. Let me know if I'm wrong.
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