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When they say finances, I don't think they necessarily mean that they are struggling to make ends meet. I think, more often, it's how they are making decisions about HOW they spend their money, not whether they have any money or not. For example, if there is always money for the big screen TV, the golf leagues (3 at one time) or the new car for the husband, but then, when the kids need clothes, the husband says "We can't afford it" or when the wife charges diapers because the cash was all spent on golf, and the hubby yells about the use of the charge cards, it's a problem, even if you make more than enough to support a family between the two of you. So, the problem is perceived to be finances but isn't the real issue communication?
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