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My two cents. Graduate, Get a Job, Wait a year until you have enough tenure to be reimbursed for education and let your employer pay for it.
No, you will not live on campus. Yes, you will be distracted by your full-time job. But, you will be able to bring something to the table during your class discussions and help out on projects.
Nothing peeved me more than to have a recent grad without any business experience to be on a project with me. They could not contribute a thing and we ended up assigning them the busy-work. Trust me, you will get a lot more out of your education and you will be less in-debt.
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When did GC become Twitter?
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