Like I said, it's probably the lawyer's advice they're acting on as far as suing the fraternity. Most PI lawyers are in it for the quick settlement with the deepest pockets so that the can collect their contingency fee and get out. In this case, it appears that the fraternity's insurance company is not going to settle the case.
The current status of the case is that the plaintiff sued in Federal Court in the Northern District of Alabama. The suit was dismissed for lack of diversity. The claim is now pending in Tennessee state court.
As for insurance and fraternities, like I said, if the guy had disability insurance, in all likelihood, if the disability insurance company thought they had a meritorious claim, they'd sue the fraternity anyhow.
As far as your beliefs on Medicaid, it's a subject we could discuss in the news an politics forum. As I've explained, had this kid been covered by disability insurance, there's a strong likelihood that the disability insurer would be bringing suit anyhow.
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