Quote:
Originally Posted by Kevin
Set up a trust for the kid's benefit. When that runs out, medicaid takes over.
I agree. I don't see how the fraternity as an organization has a duty to protect a non-active member (as I think the victim was) from being stabbed by someone the victim and the fraternity had evicted from a party earlier that evening. I just don't see how the victim had the sort of relationship with the chapter which gives rise to such an assumption of liability. My feeling is that if the chapter wanted to settle, that would have already happened. The victim's suit as to the fraternity look very weak.
It's really too bad what happened to this kid. It's too bad that the attacker is probably judgment proof. That doesn't mean that the victim can sue everyone in sight (and win).
Disability insurance is important if you have a lot of assets. Otherwise, there's Medicaid/Social Security.
The victim was a non-member. If the national organizations thought they could make some money selling this sort of insurance, they'd probably be in that business.
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Several of the articles say he was a member, but you'd know more than I since it's your group.
The family has to have the money for a trust to set one up. Maybe they do; I don't know.
But I know I'd sure want my family better taken care of than by what Medicaid would cover, and I think it's silly to think that for most college graduates that Medicaid/social security is going to come close to paying you what you are used to living on.
If you are fully disabled, by the very definition, you can't work anymore. The medical bills are only part of the financial problem.
It also surprised me based on your previous posts that you support relying on the state rather than accepting personal responsibility for buying disability insurance as the way to go.
ETA: my suggestion about the GLO offering disability insurance was not so they could profit from it simply by selling it. But if all members of the group had it, there'd be a whole lot less reason to sue the group if you were injured at a group event. And again, some stories are saying he was a member.
Most of them describe him as a former member. I don't know what that really means. Did he resign? Did he pledge but never get initiated?
All the stories note that they are suing for punitive damages as well.