Sigma Nu chapter at Alabama sued over knife injuries..

[Kevin]

Originally Posted by AlphaGamUGAAlum

If the guy can't live independently, what will they do?

Set up a trust for the kid's benefit. When that runs out, medicaid takes over.

It would seem to me that the fraternity probably does have insurance, but that the family is going to have to prove that the fraternity is responsible, and I think it might be pretty hard.

I agree. I don't see how the fraternity as an organization has a duty to protect a non-active member (as I think the victim was) from being stabbed by someone the victim and the fraternity had evicted from a party earlier that evening. I just don't see how the victim had the sort of relationship with the chapter which gives rise to such an assumption of liability. My feeling is that if the chapter wanted to settle, that would have already happened. The victim's suit as to the fraternity look very weak.

It's really too bad what happened to this kid. It's too bad that the attacker is probably judgment proof. That doesn't mean that the victim can sue everyone in sight (and win).

If you don't have it already, all of us should probably look into long term disability insurance. We don't think we're going to need it, but I bet if this guy had it, there'd be no suit.

Disability insurance is important if you have a lot of assets. Otherwise, there's Medicaid/Social Security.

I wonder how expensive it would be for a national group to offer it to members?

The victim was a non-member. If the national organizations thought they could make some money selling this sort of insurance, they'd probably be in that business.