Flooded Apartment - Any Advice?

[AGDee]

This happened to a co-worker's daughter and her hubby just a couple weeks ago. Their renters insurance is covering her stuff and going after the apartment's insurance for the deductible. They offered them a different apartment because theirs won't be liveable for a while but ONLY if they would sign a paper saying that their insurance company won't go after the deductible from them. So, they have refused to sign, gotten a lawyer and are living with my co-worker for now. They just want out of their lease at this point and get their $500 deductible paid.

[ShaedyKD]

Sorry that this happened to you, I can feel ya - I live on the top floor and my roof leaks every time we have a downpour. My best advice would be to ditto those that said document everything, if your complex office is not working with you, hopefully there is a corporate office that you can contact. As much as it would suck to pack everything up, if there is an option for you to move within your complex, I would probably take it. I'm sure some friends would pitch in and help you move.

Word of advice to every apartment resident - GET RENTER'S INSURANCE! Even if you are in college, the contents of your apartment would be very expensive to replace if, God forbid, there was a fire, hurricane, tornado, flood, etc. Like any insurance, a couple bucks a month is worth it, because you never know!