The one thing I used to do when I had credit card debt...I would call the number on the back of the card and ask them could they lower or eliminate my intrest rate. Many of them will lower it for six months, or eliminate it for six months at a time.
I also had an addiction to those POLO overnight bags. When I used to go to a major department store they would always have the bags as a free gift with the purchase of cologne. I would buy the cologne and get the bag, and then a couple of days later go back to the store and return the cologne either saying I got an allergic rash, or I got it as a gift and I hate it. I accumulated about six bags doing this!
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