We use rental companies a lot--like everytime we go on a driving trip. We probably rent about 6-8 times a year.
I have found that Hertz will let you use a debit card--have them run it as a credit. Remember, though, that most car companies will put a hold for the amount of the rental plus some "overage" just in case.
Make certain that you are getting unlimited miles. Always. Some companies only allow you a certain # of miles per day.
Ditto with the gas.. fill it up on your own before turning it in.
Are you a member of AAA? If so, they have some excellent discounts--"double discounts" per se. Example---$25 off a weekly rental in addition to their standard 10%. Check your website. If you're not a member, consider joining because the $$ you save in the rental will more than pay itself back in your discount. I think single membership is usually around $30 bucks, plus you can get all the perks of trip maps, area guides, etc.
Definitely carry your insurance card ( or a copy) while you are on vacation and using the rental.
You can also pay for an extra driver, if say, hubby is going along. But that usually runs a good bit, like $8-10 a day.
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