Now what do I do??

[lifesaver]

Some of ya'll know I was in an accident on Saturday the 19th. The other driver was a real bitch and the accident report stated it was her fault. I had filed a claim with her insurance and got a letter today that said;

"This letter is in reference to the above mentioned claim. A complete investigation has been done and our records indicate that Ms. Rodriguez's policy expired on 2/19/05 at 12:01am. Therefore, there is no coverage afforded."

WTF? I dont have uninsured motorist coverage on my policy. I guess my only option is to sue now, huh? What do I do if I am awarded a judgement and she still dosent wanna pay? Anyone else ever been involved in something like this? The truck is drivable, but has about $1200 worth of damage.

I'm so pissed right now.