FREE Credit Reports Starting 12.1.04

[CrimsonTide4]

http://story.news.yahoo.com/news?tmp...eathedthisweek



But starting Wednesday, consumers will have a new line of defense against identity thieves. Under a federal law enacted last year, consumers in 13 Western states will be able to order free credit reports from all three major credit bureaus. The rollout will continue across the country through next Sept. 1, when all consumers will be eligible for free annual credit reports.


Consumers still will have to pay for their credit scores, which lenders use to measure the likelihood you'll repay your debts. You can buy your score from any of the three credit reporting agencies. Prices range from $4 to $8.


Monitoring your credit report is one of the most effective ways to protect yourself against identity theft, an insidious crime that often goes undetected until victims start receiving calls from collection agencies about fraudulent accounts. Some victims spend months, or even years, trying to restore their credit.



So true so true. Isht that happened in 2000 is still impacting me in 2004.