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Originally posted by DeltAlum
I don't see any problem leaving this thread here because there are some Risk Management issues -- mostly involving liability insurance coverage for advisors.
I would suggest, if you haven't already done so, that the Alumni Volunteers area (not sure of the exact name of the forum) might get more response.
Back to the insurance, I can only speak for Delt, but the Fraternity does cover each alumni volunteer with liability insurance. However, I believe it is only $1 Million worth. That seems like a lot, until someone sues for $1.5 Million.
It wouldn't hurt to have some coverage yourself to augment the GLO's policy.
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During the phone interview, this was touched upon. It's never happened in our organization but the sister who interviewed me said that there could always be a situation where a parent tries to go after an Advisor if something happens to their child. She mentioned this would probably be an extreme circumstance, such as if someone was killed during a hazing incident, where the family is looking to place blame on everyone, not only the individuals involved. She said in that case the organizations lawyers would be there immediately to get involved. I am hoping that nothing like this would ever happen but as you stated, it always helps to be prepared. What would be the insurance coverage for myself you mentioned? I am sure it will go over stuff like this in the Advisor manual I will be receiving.
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