How to save money?

LADYS BEWARE!!! Let me share this story with you guys. I went to a meeting with my best friend. She told me that she knew this guy with a business and he was looking for more partners. He tells me that he has a great idea for an internet service provider and it will be ten times bigger and better than AOL. Every thing was sounding okay untill he asked me to GIVE HIM $300.00 so I can be a part of his company (NO STOCK OPTIONS EITHER.

So I say, "what is this going to?" He tells me that that money will get me certified and if I bring in 2 more people i'll get $300 Plus, he will give me two CD's valued at $150 each and I can sell them to make my money back.

BELieve it or NOT.. I was about to do it... because he said that for evey customer I gained for the Company I would get a portion of their monthy payment so if I got 5,000 people to sign up I'd have $500 bucks a month I don't know why this sounded like a great Idea at the time. But then he says, "OKay so will that be check or charge?"
*** THIS IS HOW I SAVED MYSELF... I say to him," I'm sorry I never carry my checks on my person and I cut up my charge card so I wouldn't make stupid impulsive decisions. Then he says,"Well that's okay I'll take a debit card." to which I replied, "I'm sorry I cut that up, too".. then he says okay i'll take cash.. And I said i will need a reciept for this transaction. I was driving him nuts.. so when he told me that he needed either a creditcard number or a check number to give me a receipt, I said i'd have to do it another time. But off course I'm not meeting up with him ever again. If i had either my atm, debit, or check book on me, I would be $300 bucks broker than I am now. GIRLS, LEAVE THEM AT HOME.. YOU CAN'T SPEND WHAT YOU DON'T HAVE WITH YOU.