Quote:
Originally posted by DeltAlum
Thanks LXA and Bluefish,
I think there was a thread a few months ago where a company (might have been Lloyds) was going to refuse to pay a claim for just that reason. The chapter didn't follow the rules. I don't remember the outcome -- perhaps a compromise -- but some of the undergrads were probably outraged.
To borrow a line from a former TV detective show, "Don't do the crime if you can't do the time."
Well, OK, the analogy is weak, but I've always liked the line.
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You're right...not a good analogy....rather an ironic one, considering the show, and the star of it, isn't it?
The chapter you refer to I believe was the LXA chapter at ASU - regarding the death of an underage girl who, if memory serves, received alcohol at a chapter function, and was hit by a car on the way home, or otherwise involved in some sort of traffic accident, which killed her.
So, providing underaged students (or anyone for that matter) NEGATED the Risk Management Insurance. I believe the matter was settled out of court, but, the insurance company did not pay at all.
Tom, you're right...the alums have to work together to ensure the active members "get it" - we used to do a risk management seminar at CSU, and an attorney versed in fraternal litigation (yes, it is it's own legal discipline these days!), laid it on the line. The members did "get it" - and that meeting led to some heated discussions in subsequent chapter meetings - the topic of insurance was brought up.
Sadly, a few years later, this chapter was closed for risk management - I was no longer chapter advisor, and there was some disconnect that occurred between alums/actives - and it happened in a short period of time, so this is something that needs consistent follow-up. To fail to do so puts the chapter in peril.