I actually thought the terms were reversed, if your transferring genders that would imply surgery. I've heard the term transexual used for people who had and had not had surgery.
But just to be sure I looked it up at dictionary.com
transgendered: Appearing as, wishing to be considered as, or having undergone surgery to become a member the opposite sex.
transsexual: One who wishes to be considered by society as a member of the opposite sex.
or
One who has undergone a sex change.
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