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Unless we were considering marriage, bad credit would not matter at all to me.
In the case of marriage, the reason for the low credit rating would be more important than the bad credit itself. If my man was just plain irresponsible with his finances, I would have to consider if he would be that way with his family. If he had been put in a tough situation (such as illness or death) where he chose to sacrifice his credit for the good of a loved one or if he just didn't know any better at the time, I can work through it. As long as he is responsible and has learned from his past mistakes, we can make it happen.
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