I'm actually really surprised that she hasn't offered to buy a new one. I know it's a lot of money but maybe if you don't feel comfortable taking to her about it someone who you or she is closer to can mediate and work out a payment plan or something that is reasonable for both of you-maybe splitting the cost 75%/25% or something. I'm sure she feels horrible about it, but don't not discuss it b/c you don't want to put her out. After all, you feel horrible about it too!
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