Is this a scam?
Ok, I am one of the millions of people who has a touch of the bad credit disease. I blame it on poor credit choices in college. Anyway, there is a guy who lives in my apartment complex who works for a company called A1 credit. He claims that for $399 they can "repair" my credit legally. He says that this is done by challenging the three credit bureaus about all negative info on my file. They have a 110% money back guarantee. I know that some of you are going to say that I am really stupid for even considering such a thing, but I want to enjoy the freedom that others do, and all because I was an idiot a few years ago, I can't. I've done some research on the net, and alot of pages warn against this, while some pages support it. So does this sound like a scam to you? Would you do it?
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