Here's my thoughts...If you can't make the commitment to get married, then don't live like you are. I recently watched a good friend get stuck with an apartment he couldn't afford and a whole stack of bills because he and his girlfriend tried the living together thing. It was really messy when she decided to move out because he wouldn't marry her. (Why should he? He has his cake and is eating it, too.) Living together doesn't solve any problems you may be already having.
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