Quote:
Originally Posted by aggieAXO
I guess it depends on how you feel about debt. I hate it and pay for eveything in cash or if I use credit will pay it off quickly. To me debt=stress, I literally would have anxiety atttacks thinking about my loans. I felt like I was in prison.
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The cost of my debt is a drop in the bucket each month. It would cause me more stress trying to pay it off quickly, which is also dumb since it is the lowest financed rate debt you can get. I'd pay off one of my two mortgages before I'd even consider touching my student loan debt. My debt to income level is minuscule anyway. Having debt is not the end of the world. I do agree about the credit cards, though. You should use them to increase you credit rating but pay them off. We use ones with top rated rewards programs (currently Chase Sapphire.)