Quote:
Originally Posted by agzg
Yes, but layaway is actually a very responsible way to go about buying "nice to haves" for your kids. You put some money down and it's a low interest rate, but you don't get your stuff until you pay for it in full... It's essentially saying "I don't have all the money NOW, but I want to make sure I get this, so I'm going to take your assistance in helping me save up."
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Yes, and there are still people who go into debt in order to pay for layaway items. That includes people who do not pay for necessities, including not paying some of their bills, in order to purchase holiday gifts.
America is one of the biggest consumer societies, the average American is of a low or relatively modest income, in debt, and lives paycheck-to-paycheck. The holiday season is good for the economy but crappy for what happens after the halls are decked and it's back to the daily grind. I'm just saying...thanks to the Layaway Fairies though.
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