I think part of the live-in deal is that the Greek area isn't really near much else. I don't know what housing is like for upperclassmen at IU, but perhaps it is difficult to live outside of the house and feel connected?
I dunno, I remember a visit to IU had my pledge sisters saying they really wished our house was as nice as the one there, and I reminded them how we'd all be horrified to live in a chapter house our senior year.
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