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Kappamd, look to see if your school and/or your state have service-cancelable loans for science teachers. A lot of schools or states have these; you have to teach high need subjects (science is always one) for a few years, sometimes in a high-need area, and your loan is cancelled.
My daughter and I looked up these loans because we thought they'd be in weird subject areas and terrible parts of Georgia. They're mostly in science and math and in very livable parts of the state. Ditto for the same kinds of loans in health care fields; a person could live in a really great town and work just one county over.
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