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Old 11-28-2008, 02:57 PM
DrPhil DrPhil is offline
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Quote:
Originally Posted by KSigkid View Post
But you're going from one extreme to the other - there's a middle point between "pinching every penny" and being able to "live a little."

I didn't grow up with a whole lot, and even though my wife and I do fairly well, we're not going to be spending a ton of money for Christmas presents this year. The problem is that people don't take a long view of things - you should look beyond the next month, and try to figure out how to make sure that things are ok over the long haul.

If you can truly afford it and buy expensive things that you and your loved ones will enjoy, then that's not a problem in my mind. But, using all of your accumulated savings to buy holiday gifts is just asking for trouble.
Precisely.
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