Quote:
Originally Posted by SummerChild
I now have a budget.
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A budget is so essential! I've always had some form of budget, but since I got married in 2006, my budget got very specific and rigid. I've determined that we literally cannot afford to have TV, even the $18/month basic cable. People think I'm crazy for being so strict with the money, but doing so (and making smart financial decisions) has allowed us to live comfortably, buy a car, pay off all the family debt and buy a house within the past two years.
We're also looking into using the limited bus system along with being much more critical about our travel/transportation needs vs. desires. And, something we've been strongly considering is part-time jobs to build our savings account back up and pay off our mortgage more quickly. I'm hoping to have it paid off within ten years, preferably 5-7.
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