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If the graduate school is a Servicemember's Opportunity College (SOC) school, they will be more generous with the allowable number of transfer credits. Many MA/MS programs will only allow 6 credits (2 classes) max. Because of who they serve, SOC schools will allow up to 12 credits. Being a military dependent, even of a retiree, should help in that respect.
In terms of program start dates, some do have fall semester-only starts, some have fall and spring. The SOC schools tend to allow the student to start at any time especially if they run on a quarter or term schedule.
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....but some are more equal than others.
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