Quote:
Originally Posted by DGTess
I think everyone should be able to afford BASIC health care.
Those who want everyone to have extensive health care are trying to become a nanny state. "I pay for your insurance, and you're more likely to need care if you eat trans-fats, so I get to determine what you put in your mouth". That's scary.
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While it is scary, and I agree that it has the whole "Big Brother" vibe to it, I'd have to agree with them.
I'm not in the medical field but I've read a lot about the way it works in other countries -- I believe it was Norway? or Finland or something like that, where everyone pays way higher taxes than we do here in the U.S., but their health-care is pretty much all-inclusive. They have the kind of service PhoenixAzul described. In a lot of ways, the stereotypical view of the U.S. is true. We want what we want, NOW, and lots of it. If that means a double Big Mac and some SuperSized Fries, then so be it.
I'm not a smoker. I try to watch what I put into my body because I know if I put on way too much weight, I will be at risk for diabetes, and heart failure. If I am doing all these things to try to ensure I stay healthy (and therefore probably won't use my insurance as much as others) why should I pay the same high rates as someone who smokes 4 packs a day and has a pretty high chance of developing lung cancer?
I think it's one thing if you are born with something like diabetes (because I believe people of different backgrounds/sizes/ages/etc can get it) or any other chronic illnesses and can't control it, but if you are doing things to your body to
make yourself way more susceptical to things like lung cancer, then yea, I'd say you're also considered a "risk" in the health-insurer's eyes and it makes sense for you to pay a higher cost.
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