Quote:
Originally Posted by cuteASAbug
What type of insurance do you have, because I always have to have a referral to see a specialist, unless (s)he is out of network.
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I have had over the years different ones and they always promote cheaper and better.
But, what it boils down to whether you have any claims, after a certain period of time they will raise the rates. Not because of you, but other claims.
If you have Insurance and they want to raise the rates, you can do one of several things.
1. Raise your deductable.
2. Drop Office Co-Pay.
3. Drop medication.
So basically you get screwed!
There will never be a National Health Care Program as the Canadians have, the drug companies or Doctors Union will not allow it! They spend to much money to make sure of that!
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