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My chapter uses bill highway and I find it to be just a pain as far as user interface is concerned.
The monthly invoice is new to me though. Somehow we prepay and don't get any more invoices. I know that if your dues are $100/mo. (I wish, but for even numbers lets just say they are) and you pay $200 for 1 month. The next month it will deduct the remaining credit with another invoice.
I believe we have it set up to have a separate payment option for pre pay. You pay one and are done. Maybe the interface is not as bad as I think but I only touch it twice a year.
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