I am absolutely not a psychologist or sociologist ... but what I have read before as being the most likely factor of live-in couple divorcing more often is that those couples bring the less committed attitude of a live-in couple to a marriage. Obviously a live-in couple has some degree of commitment, but researchers said it was less than a "until death do us part" commitment. When they marry, many view it as a legality or formality, and don't really resolve to make the marriage work no matter what.
Now, this makes sense to me, but I don't know that it's true! I'm just passing on what I've heard.
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