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Originally Posted by AlethiaSi
true, i guess i get defensive b/c I am going through such a hard time right now. thanks for the advice  |
ditto to what DSTCHAOS said...
insurances are going up and the general populace is going broke because of it but you get it because you need it...a nice portion of my money is going to my retirement fund...and one startagey for me is when I get paid....pay all my bills first...then put a nice amount into my saving and then what I got left is "play" money and even then I pinch because I haven't a need to be flashy....
You know what else slays me....people who have to tell me how much they spent on something and then in the same breath have the nerve to ask for a 'small loan'.
I remember a few years back, an associate of mine got a hummer..whupde flippin' doooo.. offered me and a few of our friends a ride and then had the nerve to ask everyone to contribute for gas.
On another point....
A friend of mine every other year comes up with these business schemes
One year it was an independent IT thing similar to Geek Squad
Another year it was a mentoring program
This year it was bus trips to Atlantic City....problem is, with all these ideas, he wants to go grandiose with them. For instance with the bus trip idea, he wanted to get high end buses with DirecTV and DVD players and so forth and try to do 1 trip every 2 months. he wanted me to find a DJ (for what?) and get bus catering.
The sad part is that he probably could make some money on the side from some of these ideas but he is just too cheap to invest his money. You can't dream grandiose and be cheap in real life.
The thing of it is...we may be all living from check to check but we also have to know when you decide to step out a little bit, you can't be cheap about it either...invest only if you plan on putting work into it but also if you are making money back also.
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